Choice Privileges® Mastercard®
Wells Fargo Choice Privileges credit card (no annual fee, Gold status and cell phone protection)Public welcome offer: 60,000 points
Spend $1,000 in eligible purchases in the first 3 months. The source checked the public official site on 2026-09-11; offers may differ by application channel and eligibility. Application-page terms control.
12-MONTH WELCOME OFFER HISTORY
Past-year welcome offer history and recorded ranges
Latest source-recorded limited-time public offer (60k points / $1,000 requirement)
Browsing date (your device): . The browsing date is not a new verification date. Entries below retain their original recorded dates.
View past-year welcome offer details5 records
Decision considerations
Over 365 days, the source records repeated shifts between a 40,000-point baseline and 60,000-point limited-time offers. It records another 60,000-point promotion from 2026/9/14, requiring $1,000 in the first 3 months, valued at approximately $360. This is 20,000 points above baseline and matches the source-listed Select offer with a $95 annual fee. The source favors that recorded offer; current availability must be checked before applying.
| Period | Welcome offer | Spending requirement | Status and notes |
|---|---|---|---|
| 2025/09/16–2026/01/08 | 40,000 points | $1,000 in the first 3 months | Standard offer: spend $1,000 in the first 3 months to earn 40,000 Choice points, valued at approximately $240. |
| 2026/01/09–2026/04/07 | 60,000 points (winter limited-time promotion) | $1,000 in the first 3 months | Winter promotion lasting 89 days: the welcome reward increased 50% to 60,000 points, with the requirement unchanged at $1,000 in 3 months and an estimated value of $360. |
| 2026/04/08–2026/05/24 | 40,000 points | $1,000 in the first 3 months | Standard offer: a brief return to the 40,000-point baseline after the limited-time promotion ended. |
| 2026/05/25–2026/09/01 | 60,000 points (summer limited-time promotion) | $1,000 in the first 3 months | Summer promotion lasting at least 100 days: a return to 60,000 points, with the spending requirement unchanged at $1,000 in 3 months. |
| 2026/09/14–present (browsing as of )Original record: 2026/09/14–2026/09/16 (source check date)Current record | 60,000 points (latest source-recorded limited-time promotion) | $1,000 in the first 3 months | The source records a public limited-time return to 60,000 points from 9/14, requiring $1,000 in 3 months and valued at $360. |
Card features and benefits
- Automatic Choice Privileges® Gold StatusComplimentary Gold status while holding the card provides room-upgrade opportunities, early check-in/late checkout, and a 10% points bonus on Choice stays under the applicable program terms.
- 10 Elite Qualifying Nights AnnuallyReceive 10 elite-qualifying nights automatically each calendar year toward Gold status and progress to higher tiers such as Platinum or Diamond.
- 5X Points on Choice Hotels StaysRoom charges at hotels participating in Choice Privileges earn 5 points per $1.
- 3X Points on Grocery, Gas & TelephonesGrocery stores, gas stations/EV charging and cell phone bills earn 3 points per dollar. Other general purchases earn 1 point per dollar.
- No Foreign Transaction FeesThe source lists no foreign transaction fee and no annual fee, recommending the card for maintaining travel status and overseas spending without an annual-fee cost.
Elite benefits and protections
- Fast Track to Higher Status & Milestone RewardsPoints from everyday card spending can help progress toward higher status. Participation in Milestone Rewards can provide additional points or gift cards under program terms.
- Cellular Telephone Protection (Up to $800)Pay the monthly cell phone bill with this no-annual-fee card for up to $800 in damage or theft protection, with a $25 deductible per claim.
- Mastercard® World Elite BenefitsWorld Elite benefits include additional account security, exclusive event offers and 24/7 global travel and lifestyle concierge services.
- Travel and Emergency Assistance ServicesCall the assistance line for global medical and legal referrals and emergency assistance when unexpected situations arise during international travel.
- Auto Rental Collision Damage WaiverPay the entire rental cost with this card and decline the rental company's coverage to receive vehicle damage or theft coverage under the applicable benefit terms.