Editorial Policy

Data status and review scope

We distinguish imported, unverified information, candidates awaiting human review and reviewed fields. Reviewing selected core fields does not mean that an entire card, database or every tool has been reverified. Unknown information must not be treated as zero or as having no conditions. Test fixtures must not be presented as published financial information.

Source priority

1. Prioritize official issuer product pages, terms, fee schedules, benefit guides and change notices.
2. If an official source cannot be retrieved, a secondary source approved by a human reviewer may supplement it. Record the publisher, applicable cards, retrieval date and reason for using it. Secondary reporting is not bank approval.
3. Retain sources, dates and review records. Conflicting sources, missing values and unclear conditions should be qualified and left for review, not assumed to be established facts.

From research to publication

Research starts as candidate information. After human review, records are updated, page data is generated and tests are run. Source monitoring, translation and automated tests do not independently upgrade information to verified status. Passing software or interface tests does not mean an issuer has confirmed offers, eligibility or financial terms.

Review dates and historical content

Annual fees, offers, benefits, transfer ratios and application requirements can change. A last review date describes when specific information was reviewed; it is not a guarantee of real-time synchronization or the effective date of bank terms. Historical articles and tools may retain earlier circumstances. Check the provider's current official terms before applying or making a decision.

Commercial relationships and editorial responsibility

Some partner, referral or affiliate links may earn commissions or rewards and may affect placement. We do not cover every institution or product. Commercial relationships should not hide restrictions or risks, nor replace sources and review. Unless explicitly stated, editorial content is not approved or endorsed by banks or other service providers.

Reporting errors and corrections

To report an error, include the page URL, the information to correct and a source we can check. We will review the relevant fields and affected pages and retain applicable correction or review records. Do not send card numbers, login credentials, Social Security numbers or other sensitive personal information.