Wells Fargo Autograph℠ Card
Wells Fargo Autograph credit card (no annual fee, multiple 3X travel categories)Welcome reward: earn 20,000 points (value $200) after $1,000 in spending in the first 3 months
(Spend $1,000 in the first 3 months after account opening to earn 20,000 bonus points, worth $200 in cash back.)
12-MONTH WELCOME OFFER HISTORY
Past-year welcome offer history and recorded ranges
Standard offer (20k points / $1,000 spending requirement)
Browsing date (your device): . The browsing date is not a new verification date. Entries below retain their original recorded dates.
View past-year welcome offer details5 records
Decision considerations
The source records a stable 20,000-point welcome offer over 365 days, requiring $1,000 in the first 3 months and valued at $200. With no annual fee and 3X categories including dining, travel, transit, gas and streaming, the source recommends it as an everyday points card; application-time terms control.
| Period | Welcome offer | Spending requirement | Status and notes |
|---|---|---|---|
| 2025/09/16–2025/12 | 20,000 points | $1,000 in the first 3 months | Public standard offer: spend $1,000 in the first 3 months to earn 20,000 points, valued at $200 with the source-described 1:1 cash-back conversion. The source separately records a 50,000-point Premier-client offer. |
| 2025/12–2026/03 | 20,000 points | $1,000 in the first 3 months | Public standard offer: 20,000 points with a $1,000 spending requirement in 3 months. |
| 2026/03–2026/06 | 20,000 points | $1,000 in the first 3 months | Public standard offer: standard baseline of 20,000 points. |
| 2026/06–2026/08/31 | 20,000 points | $1,000 in the first 3 months | Public standard offer: standard baseline of 20,000 points. |
| 2026/09/01–present (browsing as of )Original record: 2026/09/01–2026/09/16 (source check date)Current record | 20,000 points | $1,000 in the first 3 months | Source-recorded public standard offer: spend $1,000 in the first 3 months to earn 20,000 points, valued at $200. |
Card features and benefits
- 3X Points on Travel and TransitEarn unlimited 3 points per dollar on airfare, hotels, rental cars, cruises, trains, taxis, Uber/Lyft, tolls, parking and other source-listed travel and transit purchases.
- 3X Points on Dining and Gas/EV ChargingEarn 3 points per dollar at restaurants worldwide, on food delivery, and at gas stations and EV Charging stations.
- 3X Points on Phone Plans and StreamingCell phone bills and popular video-streaming subscriptions, including digital music services, earn 3 points per dollar. Other purchases earn 1 point per dollar.
- No Foreign Transaction Fees & No Annual FeeNo foreign transaction fee (None). The source recommends the no-annual-fee card for international travel because of its broad 3X travel and dining categories.
- 0% Intro APR for 12 MonthsReceive a 0% introductory APR on Purchases in the first 12 months after account opening.
Protections and benefits
- Cellular Telephone Protection (Up to $600)The source lists cell phone protection, uncommon on a no-annual-fee card: pay the monthly cell phone bill with this card for up to $600 in damage or theft coverage, with a $25 deductible per claim.
- My Wells Fargo Deals & Autograph ExclusivesActivate shopping and dining cash credits in online banking. Autograph also provides access to tickets for concerts and other live events.
- Auto Rental Collision Damage WaiverPay the rental cost with this card and decline the rental company's coverage to receive coverage for vehicle damage or theft under the applicable benefit terms.
- Travel and Emergency Assistance ServicesCall the assistance line for global medical and legal referrals and emergency assistance when unexpected situations arise during international travel.
- Roadside Dispatch®Request 24/7 roadside dispatch for towing, tire assistance, fuel delivery or similar breakdown needs. Services are charged per use, without a membership requirement.
- Emergency Cash & Card ReplacementThe source lists replacement for a lost card as soon as 1-3 business days, or an emergency cash advance with issuer approval. Applicable interest and fees apply to cash advances.