Citi Strata℠ Card
Citi Strata credit card (selected 3X category and everyday rewards)Welcome reward: 20,000 points after $1,000 in spending in the first 3 months
(Spend $1,000 in the first 3 months after account opening to earn 20,000 bonus points. The source states that rewards do not expire.)
12-MONTH WELCOME OFFER HISTORY
Past-year welcome offer history and recorded ranges
Standard offer (20k points / $1,000 spending requirement)
Browsing date (your device): . The browsing date is not a new verification date. Entries below retain their original recorded dates.
View past-year welcome offer details5 records
Decision considerations
Over 365 days, the source records a launch limited-time offer of 30,000 points through 2026/1, requiring $1,000 in 3 months and valued at $300. After 2026/1, it records a 20,000-point standard baseline. The source recommends the no-annual-fee card as an entry to Citi points and transfers to partners such as EVA Air and Cathay Pacific; application-time terms control.
| Period | Welcome offer | Spending requirement | Status and notes |
|---|---|---|---|
| 2025/09/16–2025/11 | 30,000 points (launch limited-time offer) | $1,000 in the first 3 months | Launch limited-time offer: spend $1,000 in the first 3 months to earn 30,000 ThankYou Points, valued at $300 and recorded as the historical welcome-offer high. |
| 2025/11–2026/01 | 30,000 points (launch limited-time offer) | $1,000 in the first 3 months | Continued launch promotion: 30,000 points with a $1,000 spending requirement in 3 months. |
| 2026/01–2026/05 | 20,000 points | $1,000 in the first 3 months | Standard offer adjustment: after the promotion ended, the baseline became 20,000 points, requiring $1,000 in 3 months and valued at $200. |
| 2026/05–2026/08/31 | 20,000 points | $1,000 in the first 3 months | Standard offer: continued 20,000-point baseline. |
| 2026/09/01–present (browsing as of )Original record: 2026/09/01–2026/09/16 (source check date)Current record | 20,000 points | $1,000 in the first 3 months | Source-recorded public standard offer: spend $1,000 in the first 3 months to earn 20,000 points, valued at $200. |
Card features and benefits
- 3X on an Eligible Self-Select CategoryThe primary cardholder selects one eligible 3X category; the highest-spending monthly category is not selected automatically. Select streaming is the default. Change it once per calendar quarter, effective at 12 midnight U.S. Central Time the next day. Choices include fitness, select streaming, live entertainment, cosmetics/barber/hair salons and pet supplies, subject to official merchant-category terms.
- 3X Points on Supermarkets, Transit & GasGrocery stores, public transit, gas stations and EV charging earn unlimited 3 ThankYou® points per dollar.
- 5X Points on Citi Travel®Hotels and rental cars booked through cititravel.com earn 5 points per dollar. The source describes more than 1,400,000 accommodation properties worldwide.
- No Annual Fee & Essential for Citi TrifectaNo annual fee. Points can be combined with cards such as Double Cash under the applicable terms; the source recommends this as a foundation for a Citi card combination.
- 0% Intro APR for 15 MonthsReceive a 0% introductory APR on Purchases for up to 15 months after account opening under the applicable offer terms.
Additional benefits and points transfers
- Valuable Points Transfer PartnersThe source lists points transfers to partners including EVA Air, Cathay Pacific, JetBlue, Virgin and Choice Hotels under applicable account terms.
- Citi Entertainment® AccessAccess presale tickets for concerts, sports, dining experiences and cultural events worldwide.
- Citi® Flex Pay (Buy Now, Pay Later)Eligible individual purchases above $75 can use Flex Pay for fixed monthly installments while continuing to earn purchase points under the applicable terms.
- Mastercard ID Theft ProtectionMastercard provides complimentary identity-theft monitoring and alerts for detected suspicious dark-web activity.
- $0 Liability & Fraud ProtectionFraud liability protection applies to unauthorized transactions under the relevant terms. Citi provides a 24-hour early fraud alert system.