Citi Strata Elite℠ Card
Citi Strata Elite credit card (premium travel credits and rewards)Welcome reward: 75,000 ThankYou® points after qualifying spending
(Spend $6,000 in the first 3 months after account opening to earn 75,000 bonus points. The source states that rewards do not expire.)
12-MONTH WELCOME OFFER HISTORY
Past-year welcome offer history and recorded ranges
Standard offer (75k points / $6,000 spending requirement)
Browsing date (your device): . The browsing date is not a new verification date. Entries below retain their original recorded dates.
View past-year welcome offer details5 records
Decision considerations
The source records promotional changes over 365 days, including an 84-day public historical high of 100,000 points in late 2025, requiring $6,000 in 3 months and valued at $1,000. It records a return to the 75,000-point baseline in early 2026/2. Its favorable assessment for premium cardholders is based on the source-listed annual $300 hotel benefit, $200 Splurge Credit, and Priority Pass plus AA lounge benefits; application-time terms control.
| Period | Welcome offer | Spending requirement | Status and notes |
|---|---|---|---|
| 2025/09/16–2025/11/11 | 80,000 points | $4,000 in the first 3 months | Launch public standard offer: spend $4,000 in the first 3 months to earn 80,000 ThankYou Points, valued at $800. |
| 2025/11/12–2026/02/03 | 100,000 points (historical high) | $6,000 in the first 3 months | Winter public promotion lasting 84 days: the welcome reward rose to 100,000 points, valued at $1,000, with the requirement adjusted to $6,000 in the first 3 months. |
| 2026/02/04–2026/04/30 | 75,000 points | $6,000 in the first 3 months | Standard offer adjustment: the public reward fell to 75,000 points with a $6,000 requirement in 3 months. The source records a temporarily revived special 100k application link shared in communities from 2/22 to 4/30. |
| 2026/05/01–2026/08/31 | 75,000 points | $6,000 in the first 3 months | Standard offer: continued 75,000-point level with a $6,000 requirement in 3 months. |
| 2026/09/01–present (browsing as of )Original record: 2026/09/01–2026/09/16 (source check date)Current record | 75,000 points | $6,000 in the first 3 months | Source-recorded public standard offer: spend $6,000 in the first 3 months to earn 75,000 points, valued at $750. |
Card features and benefits
- Up to $700 in Conditional Annual BenefitsSeparate, noninterchangeable benefits: up to $300 per calendar year in Citi Travel hotel discounts, requiring at least 2 nights and excluding taxes and fees; up to $200 total per calendar year in Splurge statement credits after selecting up to two eligible brands; and direct Blacklane booking credits of up to $100 in each of months 1–6 and 7–12, up to $200 annually. Each has additional conditions. Unused credits are not cash; estimated value is only the maximum when eligible and fully used.
- 12X / 6X / 3X Earning RatesCiti Travel hotel, rental-car and attraction bookings earn 12X, and airfare earns 6X. General restaurant purchases earn 3X; other general purchases earn 1.5X. Grocery stores, gas and public transit are not additional bonus categories.
- Comprehensive Lounge Access (PP + AA)Complimentary Priority Pass™ Select membership plus 4 American Airlines Admirals Club® single-visit passes each year under the applicable terms.
- Citi Nights 6X on DiningRestaurant purchases during eligible Citi Nights hours earn 6X, determined by transaction authorization time: Fridays and Saturdays from 6 p.m. to 6 a.m. the next morning, U.S. Eastern Time. Other hours earn 3X, subject to issuer transaction and merchant-category terms.
- Access to 1:1 Premium Transfer PartnersThe source lists points transfers to partners including EVA Air, Cathay Pacific, Air France and Qatar Airways. General purchases earn 1.5X points.
Premium travel and lifestyle benefits
- Up to $200 Annual Splurge CreditSelect up to two eligible brands each calendar year for a combined maximum of $200 in statement credits, not that amount for each brand. Brands include 1stDibs, American Airlines, Best Buy, Future Personal Training and Live Nation. American Airlines and Live Nation have additional transaction exclusions. Follow the applicable enrollment and merchant terms.
- The Reserve by Citi Travel® Elite StaysSelected luxury-hotel bookings provide breakfast for two, room-upgrade and late-checkout benefits, plus up to $100 in hotel spending credit per stay under the applicable program terms.
- Conditional Travel & Shopping ProtectionUnder guide CRE388 06/25, eligible cardholders must be U.S. citizens or legal residents of the United States or listed territories, with an account in good standing. Eligible round-trip cancellation/interruption for listed reasons is capped at $5,000 per trip and $10,000 per account per consecutive 12 months; travel-supplier insolvency has a separate $100 per-event cap. Reasonable additional expenses for listed-reason delays exceeding 6 hours are capped at $500 per trip, with two claims per account per consecutive 12 months. Full-payment, secondary-compensation and claim requirements apply. Baggage coverage excludes electronics and other items; extended warranty excludes refurbished goods, business use and other designated cases. The guide does not list standalone ongoing cell phone insurance or promise $1,000 cell phone claims. This is a summary, not blanket coverage; account-specific amendments follow their applicable documents.
- Death & Co Fashioned Platform AccessCardholder benefit: complimentary access to the Fashioned online learning platform from cocktail organization Death & Co under the applicable terms.
- Global Entry® or TSA PreCheck® CreditReceive up to $120 toward expedited airport-screening application fees every 4 years.
- Citigold® Banking Relationship CreditEligible regular Citigold clients receive a $145 annual banking-relationship credit. Only eligible Citigold Private Clients receive $595 in the first year and $145 each subsequent year. The primary card account must be open and in good standing, charged the applicable annual fee, and meet deposit-relationship and determination-timing requirements. Not all Citigold clients receive a first-year annual-fee offset, and this does not directly waive the annual fee.