Citi Double Cash® Card
Citi Double Cash credit card (up to 2% from purchases and eligible payments combined)Welcome reward: $200 cash back after $1,500 in spending in the first 6 months
(Spend $1,500 in the first 6 months after account opening to earn $200 in cash-back rewards, issued as 20,000 ThankYou Points.)
12-MONTH WELCOME OFFER HISTORY
Past-year welcome offer history and recorded ranges
Standard offer ($200 cash back / $1,500 spending requirement)
Browsing date (your device): . The browsing date is not a new verification date. Entries below retain their original recorded dates.
View past-year welcome offer details5 records
Decision considerations
The source records a stable $200 standard offer over 365 days, requiring $1,500 in 6 months and issued as 20,000 ThankYou Points, at the same standard level since late 2023. It favors the card's no annual fee and up-to-2% combined rewards, comprising 1% on eligible purchases plus 1% on eligible payments.
| Period | Welcome offer | Spending requirement | Status and notes |
|---|---|---|---|
| 2025/09/16–2025/12 | $200 cash back | $1,500 in the first 6 months | Standard offer: spend $1,500 in the first 6 months to earn $200 cash back, issued as 20,000 ThankYou Points. |
| 2025/12–2026/03 | $200 cash back | $1,500 in the first 6 months | Standard offer: $200 cash back with a $1,500 requirement in 6 months. |
| 2026/03–2026/06 | $200 cash back | $1,500 in the first 6 months | Standard offer: $200 cash-back baseline. |
| 2026/06–2026/08/31 | $200 cash back | $1,500 in the first 6 months | Standard offer: spend $1,500 in the first 6 months to earn $200. |
| 2026/09/01–present (browsing as of )Original record: 2026/09/01–2026/09/16 (source check date)Current record | $200 cash back | $1,500 in the first 6 months | Source-recorded public standard offer: spend $1,500 in the first 6 months to earn $200 cash back, valued at $200. |
Card features and benefits
- 1% on Purchases + 1% on Eligible PaymentsEligible purchases earn 1%, and eligible payments earn another 1%, for up to 2% combined. Pay the minimum amount due on time. Payment rewards apply only to the eligible purchase balance in Purchase Tracker; not every payment earns rewards. Statement credits redeemed from cash back are not eligible payments.
- Earn Valuable ThankYou® PointsRewards are issued as ThankYou Points. Statement-credit and direct-deposit redemptions have no minimum; check redemptions require at least $5.
- Unlock Travel Power with Citi Strata PremierAn eligible paired Citi card may expand transfer options. Available partners, transfer ratios and account-combination requirements follow the terms displayed in the ThankYou account at the time. A 1:1 ratio is not guaranteed for every partner.
- 0% Intro APR on Balance TransfersReceive a 0% introductory APR on Balance Transfers for up to 18 months after account opening under the applicable offer terms.
- $0 Annual Fee$0 annual fee. Eligible purchases across categories earn base rewards; eligible payment rewards can bring the combined total to 2%.
Account protections and features
- Citi Entertainment®Citi benefits provide presale tickets and exclusive channels for concerts, sports, dining experiences and theater performances worldwide.
- Extended Warranty ProtectionExtended warranty: eligible items purchased with this card receive up to one additional year after the original manufacturer warranty ends, subject to the applicable benefit terms.
- $0 Liability on Unauthorized ChargesFraud liability protection applies to unauthorized transactions under the relevant terms. A 24-hour early fraud alert system monitors unusual transactions.
- Mastercard ID Theft ProtectionMastercard provides complimentary identity-theft monitoring and alerts for detected suspicious dark-web activity or identity misuse.
- Free Access to your FICO® ScoreView the FICO® score at no cost through Citi Mobile® or online banking without a credit inquiry affecting the credit record.