Chase Sapphire Reserve® Credit Card
Chase Sapphire Reserve credit card (premium travel benefits)Public welcome offer: 100,000 points
Public offer: earn 100,000 UR points after $6,000 in eligible purchases within the first 3 months of account opening. Points post about 6–8 weeks after qualification; the account must be open and not in default when they post. Current holders of this card cannot apply again. Previous holders or recipients of a welcome offer for this card may be ineligible; Chase also considers the number of accounts opened and closed. Eligibility is not guaranteed after a fixed waiting period. Balance transfers, cash advances/cash-equivalent transactions, cryptocurrency, gambling, person-to-person transfers, account funding, account checks, interest, fees and unauthorized transactions do not qualify. This is the official public channel reviewed; other channels may differ. No common end date was published, and points do not have a fixed cash value.
12-MONTH WELCOME OFFER HISTORY
Past-year welcome offer history and recorded ranges
Official-site standard offer (100k points / $6,000 spending requirement)
Browsing date (your device): . The browsing date is not a new verification date. Entries below retain their original recorded dates.
View past-year welcome offer details4 records
Decision considerations
The source records a 365-day progression from 125k to a spring limited-time 150k offer, then the latest recorded official-site 100k tier. That record lists 100,000 points with a $6,000 requirement, valued at approximately $1,250. Special channels or targeted invitations may differ; check the latest official terms before applying.
| Period | Welcome offer | Spending requirement | Status and notes |
|---|---|---|---|
| 2025/09/17–2026/04/29 | 125,000 UR points | $6,000 in the first 3 months | Long-running public promotion: spend $6,000 in the first 3 months to earn 125,000 points, valued at approximately $1,563. |
| 2026/04/30–2026/06/14 | 150,000 UR points (limited-time enhanced offer) | $6,000 in the first 3 months | Spring limited-time offer lasting 46 days: spend $6,000 in the first 3 months to earn 150,000 points, valued at approximately $1,875. |
| 2026/06/15–2026/08/31 | 100,000 UR points | $6,000 in the first 3 months | Official-site standard offer adjustment: after the 150k offer ended, the online offer changed to 100,000 points with a $6,000 requirement. |
| 2026/09/01–present (browsing as of )Original record: 2026/09/01–2026/09/16 (source check date: 2026-09-26)Current record | 100,000 UR points | $6,000 in the first 3 months | Source-recorded official-site public offer: spend $6,000 in the first 3 months to earn 100,000 points, valued at approximately $1,250 using 1.25¢ per point. Special channels or targeted invitations may have different welcome terms; the official application page controls. |
Card features and benefits
- $300 Annual Travel Credit (automatic reimbursement each cardmember year)Receive up to $300 in statement credits for eligible travel purchases each cardmember year. The first period runs from account opening through the first statement closing date after the anniversary, followed by 12 statement periods, not a calendar year. The transaction posting year applies, and credit must remain available at purchase. Purchases need not be through Chase Travel but must be from eligible travel merchants. Credited amounts earn no points. Refunds, cancellations, changes or closing the account within 90 days after receiving a credit may result in reversal. Credits usually post within 3 business days, but may take up to 4 weeks; the account must be open and not in default. Cash equivalents, balance transfers, account funding, gambling, checks, interest, fees and unauthorized transactions do not qualify.
- 8X Chase Travel / 4X Direct Flights / 4X Direct Hotels / 3X DiningEarn 8X on eligible card purchases through Chase Travel, 4X on flights purchased directly from airlines and 4X on stays booked directly with hotels, excluding online travel agencies, vacation rentals and point purchases. Restaurants and eligible takeout/delivery earn 3X; other eligible net purchases earn 1X. FROSCH, Valerie Wilson and Frosch International do not receive the portal rate; the direct-booking rate requires a direct airline/hotel booking. Reserve Travel Designers bookings are likewise classified by the actual booking channel. Amounts covered by travel and The Edit credits earn no points; refunds are deducted. Cash equivalents, balance transfers, account funding, gambling, checks, interest, fees and unauthorized transactions do not qualify. Merchant/payment classification determines eligibility.
- $500 annual hotel credit for The Edit (up to $500 per calendar year)Book a prepaid Pay Now stay of at least 2 consecutive nights at a The Edit hotel through Chase Travel to receive up to $250 per eligible reservation and $500 per calendar year. The source-listed 2026 rules no longer restrict use to one credit in each half-year. Stays include daily breakfast for two, a $100 hotel experience credit for dining, spa or similar experiences, and room upgrades, early check-in and late checkout subject to availability, not guaranteed. Credited amounts do not earn points.
- $250 limited-time hotel credit (2026 selected hotels)Limited-time 2026 benefit: prepay through Chase Travel for at least 2 consecutive nights at a participating designated-brand hotel, including IHG, Montage, Pendry, Omni, Virgin Hotels, Minor Hotels and Pan Pacific Hotels & Resorts, to receive up to $250 in the 2026 calendar year. Credited amounts do not earn points. Do not assume continuation in 2027. If the same eligible reservation qualifies for both The Edit and designated-brand terms, credits may stack under the terms, but cannot exceed the amount actually paid.
- $300 Dining Credit: Sapphire Reserve Exclusive TablesSpend directly at a Sapphire Reserve Exclusive Tables participating restaurant, in person or through an official channel, to receive up to $300 per calendar year: up to $150 in months 1–6 and $150 in months 7–12. Unused credits do not carry into the next half-year. This operates separately from the exclusive OpenTable booking channel. Gift cards, merchandise and third-party delivery transactions not identified as direct restaurant purchases are excluded.
Premium statement credits, benefits and protections
- $300 Entertainment Credit: StubHub & viagogoActivate first on the Chase benefits page. Ticket purchases for sports and concerts through the official StubHub or viagogo website or App receive up to $300 per calendar year: $150 in months 1–6 and $150 in months 7–12, with a source-listed deadline of 2027-12-31. Direct U.S.-dollar checkout is required. Gift cards and StubHub International (stubhub.co.uk) transactions are excluded.
- Monthly DoorDash Credits & Complimentary DashPassComplimentary DoorDash DashPass membership provides $0 delivery fees and reduced service fees on eligible orders. Source-listed version through 2026-09: 1 restaurant discount of up to $5 per month plus 2 grocery or convenience-store nonrestaurant discounts of up to $10 each, up to $25 monthly; unused discounts expire that month. Source-listed version from 2026-10-01: 1 discount of up to $15 on an eligible order across categories plus 2 nonrestaurant grocery or similar discounts of up to $10 each, up to $35 monthly and $420 annualized. The source lists the partnership extension through 2029-12-31. Old and new credits cannot both be counted in the same month. DashPass membership value is separate and excluded from cash-credit totals.
- Monthly $10 Lyft in-App ride credit ($10 per month)Set CSR as the default payment method in the Lyft App; the primary or authorized-user card linked first receives the credit. Receive $10 per month in App ride credit, up to $120 annually, with a source-listed deadline of 2027-09-30. Only one monthly allowance is issued per account. Unused credit expires at month-end without rollover. Third-party wallet payments, including Apple Pay and Google Pay, are excluded. Lyft rides also earn a total of 5X Ultimate Rewards points.
- Airport lounge accessChase Sapphire Lounge by The Club: primary and authorized-user cardholders have unlimited complimentary access with up to 2 accompanying guests per visit. Priority Pass Select: automatic activation for primary and authorized-user cardholders, without manual enrollment, provides unlimited access to participating lounges with 2 guests; Priority Pass restaurant credits are explicitly excluded under the terms. Air Canada Maple Leaf Lounges & Cafés: access applies when the designated Star Alliance business-departure conditions are met.
- Global Entry, TSA PreCheck® or NEXUS (up to $120 credit)Receive up to $120 every 4 years toward one of the three expedited-screening application fees, reflecting the source-listed Global Entry fee of $120. The primary card and all authorized-user cards share the same up-to-$120 allowance once every 4 years. The first eligible fee is automatically identified and credited; authorized users do not add separate credit allowances.
- Peloton Statement Credits & Apple SubscriptionsPeloton membership: activate first in the Chase benefits area. Eligible Peloton All-Access or App subscriptions receive up to $10 per month and $120 per year, with a source-listed deadline of 2027-12-31; direct official U.S. billing is required. Apple TV+ and Apple Music: activate through the designated Chase channel for complimentary trial and subscription benefits, not cash credits. Specific eligibility and deadlines follow the official activation page.
- IHG One Rewards Platinum Elite status (cardholder enrollment benefit)Cardholders can enroll in the Chase benefits area for IHG One Rewards Platinum Elite status, including room-upgrade opportunities, late checkout and 60% bonus points. This is a regular cardholder enrollment benefit and is separate from IHG Diamond Elite status unlocked by $75,000 in calendar-year spending.
- Authorized-user terms (annual fee $195 per additional card)Each authorized-user card has a $195 annual fee. Authorized users receive their own automatically activated Priority Pass Select and Chase Sapphire Lounge access, each allowing 2 guests, plus travel protections. Most annual statement-credit limits, including the $300 travel credit, $500 The Edit hotel credit, $300 ticket credit and $120 expedited-screening credit, are shared across the account by the primary and authorized-user cards. Additional cards do not receive separate credit allowances.
- Premium travel and purchase insurancePrimary CDW: up to $75,000 for theft and collision loss, described by the source as primary for most rentals without the Amex U.S.-citizen restriction. Trip delay: delays exceeding 6 hours or requiring an overnight stay receive up to $500 per ticket. Trip cancellation/interruption: up to $10,000 per person and $20,000 per trip. Baggage delay: delays exceeding 6 hours receive up to $100 per day for up to 5 days. Purchase protection: theft or damage within 120 days receives up to $10,000 per item and $50,000 per year. Extended warranty: add 1 year to original warranties of 3 years or less. All eligibility conditions and exclusions follow the issuer's official Guide to Benefits.
- Spending-unlocked premium benefits: $75,000 per calendar year (not automatic cardholder benefits)Important financial note: these are not standard credits automatically available merely by holding the card and must not be included in ordinary annual break-even totals. Reach $75,000 in eligible spending in a single Calendar Year to unlock: (1) up to $500 in Southwest Airlines statement credits for eligible Southwest purchases through Chase Travel after qualifying; (2) up to $250 for purchases on The Shops at Chase; (3) IHG One Rewards Diamond Elite, World of Hyatt Explorist and Southwest Rapid Rewards® A-List status. Each status requires separate enrollment and has its own official validity period; none renews automatically without qualifying again. Credits apply for the rest of the qualifying year through the end of the next calendar year. They are not issued again in the next year without reaching another $75,000 threshold.