Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver credit card (straightforward 1.5% cash back)Welcome offer: $200 cash back after meeting the spending requirement
Public offer on the official comparison page: an eligible primary cardholder earns a $200 cash bonus after $500 in purchases within the first 3 months of account opening. The bonus is added to the rewards balance within two billing cycles after qualification. This one-time offer applies only through that comparison-page application channel; leaving the page or using another channel may produce a different offer. Anyone who received a new-cardholder bonus for this product in the past 48 months is ineligible. This is not Quicksilver Student, QuicksilverOne or another version. Individual eligibility and approval are not guaranteed.
12-MONTH WELCOME OFFER HISTORY
Past-year welcome offer history and recorded ranges
Standard offer ($200 statement credit / $500 spending requirement)
Browsing date (your device): . The browsing date is not a new verification date. Entries below retain their original recorded dates.
View past-year welcome offer details5 records
Decision considerations
The source records describe a 119-day promotion in late 2025, early in the past 365 days, offering a $200 statement credit plus a $100 Capital One Travel credit, for $300 in combined credits. The source then records a return to the steady $200 standard offer with a $500 spending requirement. It characterizes this entry-level card as suitable to apply for at any time, with no annual fee, no foreign transaction fee and straightforward 1.5% cash back on everyday spending.
| Period | Welcome offer | Spending requirement | Status and notes |
|---|---|---|---|
| 2025/09/17–2025/12/08 | $200 statement credit + $100 travel credit ($300 total)+$100 credit | $500 in the first 3 months | Autumn/winter limited-time promotion (119 days in total): receive a $200 statement credit after $500 spending in the first 3 months, plus a first-year $100 Capital One Travel credit for flights, hotels or rental cars, totaling $300 in credits. |
| 2025/12/09–2026/03 | $200 statement credit | $500 in the first 3 months | Standard offer: receive a $200 statement credit after $500 spending in the first 3 months after account opening. |
| 2026/03–2026/06 | $200 statement credit | $500 in the first 3 months | Standard offer: a $200 statement credit with a $500 spending requirement. |
| 2026/06–2026/08/31 | $200 statement credit | $500 in the first 3 months | Standard offer: receive a $200 statement credit after $500 spending in the first 3 months. |
| 2026/09/01–present (browsing as of )Original record: 2026/09/01–2026/09/16 (record review dates)Current record | $200 statement credit | $500 in the first 3 months | Source-recorded public standard offer: receive a $200 statement credit after $500 spending in the first 3 months after account opening (estimated value $200). |
Card features and benefits
- 1.5% Cash Back on Every PurchaseEarn 1.5% cash back on eligible general purchases. Rewards are based on net purchases after refunds and credits. Cash advances, balance transfers and checks used to access the account are not purchases and earn no rewards. There is no overall cap on rewards from eligible purchases, and rewards do not expire while the account remains open. Unredeemed rewards may be lost if the account is closed or is not in good standing, and redemption options may be restricted. Statement credits, checks and other permitted redemptions are subject to program rules; other redemption methods may have different values and conditions.
- 5% Cash Back via Capital One TravelEarn 5% cash back when booking hotels, vacation rentals and rental cars through Capital One Travel with this card. Eligible general purchases paid outside the platform, such as hotel incidentals or upgrades, earn 1.5%; not all travel spending qualifies for the bonus rate. Eligible tickets purchased with an eligible rewards card on the Capital One Entertainment ticketing platform also earn 5%. Cardholder-exclusive presales and tickets purchased directly through Capital One Hall or Arena ticketing services are excluded. Rewards are reversed for cancellations or returns.
- Annual Fee: $0 · No Foreign Transaction FeesThe annual fee is $0, with no foreign transaction fee. Other charges apply: cash advances cost the greater of $5 or 5% per transaction and accrue interest from the transaction date at a variable 28.49% APR. Late-payment fees are up to $40. No annual or foreign transaction fee does not mean no interest, balance-transfer fee or other account charges.
- 0% Intro APR for 15 MonthsPurchases and balance transfers receive a 0% introductory APR for the first 15 months after account opening. Afterward, a variable APR of 18.49%, 24.49% or 28.49% applies based on creditworthiness and changes with the Prime Rate. Transfers posted in the first 15 months have a 3% fee. A later transfer under another promotional APR offer has a 4% fee; after the introductory period, a transfer at the standard purchase APR has a 0% transfer fee. Transfer requests may be submitted only after 10 days from opening, remain subject to bank approval and cannot transfer balances from another Capital One account. Cash advances do not qualify for this promotional APR. Check the actual application terms.
- 50% off Handcrafted Beverages at Capital One CafésPay with a Capital One credit or debit card accepted at the location to receive 50% off eligible handcrafted beverages at Capital One Cafés. Where applicable, the offer is limited to one per person and available while supplies last. Food and beverages are supplied by third parties; the discount does not cover every product or unlimited drinks.
Protections and partner benefits
- Hertz Five Star® StatusEligible primary cardholders, authorized users and account managers age 21 or older must enroll in Hertz Five Star through the dedicated link in the Capital One account Benefits section. Ordinary Hertz enrollment does not automatically provide the upgrade. Participating locations may offer a one-class vehicle upgrade subject to availability; upgrades are not guaranteed. Rental eligibility is governed separately by Hertz terms. Membership is not rental-car insurance.
- Price Match Guarantee on TravelFor flight, hotel or rental-car bookings through Capital One Travel, finding a lower price within 24 hours allows the difference to be reimbursed as a travel credit.
- Rental protection eligibility (depends on card network and account)The Quicksilver product name alone does not establish rental coverage. Identify the Visa, Mastercard or Discover network and account type on the card or statement, then consult the applicable benefits guide. Primary or secondary rental coverage is not promised for every version.
- Travel benefit eligibility (depends on card network and account)Not every Quicksilver version is guaranteed to include travel accident, baggage delay or trip cancellation/interruption coverage. Eligibility, payment requirements, covered events and claim deadlines must be determined from the actual account benefits guide.
- Purchase benefit eligibility (depends on card network and account)Extended warranty, purchase protection and price protection must not be treated as benefits shared by all versions. Identify the network and account type from the card or statement and consult the official Capital One benefits-guide index. Unconfirmed coverage is not presented as a guaranteed benefit.