American Express® Green Card
American Express Green CardNo longer accepting new public applications
As of 2026-09-27, the public Green product application page redirects to the full personal-card directory, whose complete list of 13 personal cards does not include Green. Welcome offers and promotional first-year annual fees therefore do not apply to comparisons for new applications; this does not mean a zero annual fee or a zero-point offer. Existing Classic Green cardholders remain subject to their individual agreements. This public-channel check does not determine availability through private invitations, product changes or other nonpublic channels.
Membership Rewards® value calculator
Estimate annual card rewards for existing cardholders. Historical welcome offers are excluded.
Point redemption value assumption:
Annual spending rewards
Total annual points (excluding welcome offers)
Total first-year rewards value (after annual fee)
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Why consider this card for your wallet?
| Benefit | Amex Green Card | Typical cash-back card (1.5%) |
|---|---|---|
| Welcome offer | Not accepting new applications; historical welcome offers do not apply | ✗ Typically around $200 cash back |
| Multiple 3x categories | ✓ Travel, transit and dining earn 3x (approximately 6% rewards) | ✗ 1.5% cash back |
| CLEAR® Plus credit | ✓ $209 annual credit (described by the source as $59 above the fee) | ✗ No credits |
| Foreign transaction fee | ✓ $0 (no foreign transaction fee) | ✗ Typically a 3% fee |
| Trip delay coverage | ✓ Coverage for delays exceeding 12 hours | ✗ Typically no delay coverage |
Rewards and everyday benefits
- 3X Points on TravelEarn 3 points per dollar on broad travel spending, including airfare, hotels, tours, campgrounds, rental cars, cruises and vacation rentals.
- 3X Points on TransitEarn 3 points per dollar on everyday transit, including trains, buses, ferries, subways, taxis, Uber/Lyft and tolls.
- 3X Points on Dining at RestaurantsEarn 3 points per dollar at restaurants worldwide, including takeout and delivery in the United States.
- 1X Points on All Other PurchasesAll other eligible everyday spending earns 1 MR point per dollar.
- $209 CLEAR® Plus CreditReceive up to $209 annually toward CLEAR Plus membership, which provides biometric expedited entry at airports and selected venues. The source describes this credit as sufficient to cover the membership annual fee.
- No Foreign Transaction FeesThis card has no foreign transaction fee for international travel or cross-border online purchases.
- Trip Delay InsuranceTrip delay coverage: paying the full round-trip fare with this card may qualify for reimbursement up to the applicable coverage limit when a covered reason delays travel by more than 12 hours.
- Baggage Insurance PlanBaggage insurance: paying the full common-carrier fare, including air or rail travel, with this card may qualify for reimbursement for lost, damaged or stolen baggage.
- Car Rental Loss and Damage InsuranceRental collision coverage: includes secondary rental coverage (CDW), with optional paid enrollment in Premium Car Rental Protection for primary coverage.
- Purchase ProtectionPurchase protection: eligible purchases may qualify for reimbursement for theft or accidental damage within 90 days of purchase, subject to terms; ordinary loss is excluded. Limits are $1,000 per item and $50,000 per card per calendar year, with $500 per event for natural disasters. Eligible payment amounts, replacement costs and exclusions also apply. Not all purchases are covered.
- Extended WarrantyExtended warranty: the original written manufacturer warranty must be valid in the United States. The original warranty and applicable service contracts combined must not exceed 60 months. Eligible purchases may receive up to 12 additional months, with limits of $10,000 per item and $50,000 per card per calendar year. Payment amounts, replacement costs and exclusions apply. This is not general accidental-damage coverage. Separate duration rules apply if the original warranty or service contract ends early.
- Amex Special Ticket AccessAccess to event ticket presales and reserved seating, including popular sporting events, concerts and entertainment.
Frequently asked questions and card tips
The source lists a $150 Green Card annual fee and a $209 annual CLEAR Plus airport expedited-entry credit. It describes the CLEAR benefit value of $209 as exceeding the $150 fee by $59 per year. It also characterizes the 3x MR rewards on everyday dining, transit and travel as attractive and the fee as easy for most cardholders to recover.
Transferring MR points to airline partners such as ANA, Singapore Airlines and Cathay Pacific can unlock their best value. For example, approximately 60,000 to 90,000 points transferred to ANA can redeem business-class flights between China and the United States or between the United States and Europe, yielding potential values above 2.0¢ per point.
The source identifies frequent travelers and commuters as suitable users. Compared with the higher-fee Gold Card ($325) and Platinum Card ($895), it describes the Green Card as a lower-fee $150 option earning 3x MR points on airfare, hotels, subways, trains, Uber and tolls, particularly for everyday commuting and lighter travel.