Blue Cash Preferred® Card from American Express
American Express Blue Cash Preferred CardThis advertising channel: $300 Reward Dollars welcome offer
Make $3,000 in eligible net purchases within 6 months from account opening. Reward Dollars may be redeemed for statement credits or used at Amazon checkout; they are not a cash deposit into a bank account. Eligible net purchases on primary and additional cards are combined, but only the primary cardholder receives the reward. Refunds are deducted; fees, interest, cash advances, travelers checks, prepaid cards, gift cards, person-to-person transfers and cash equivalents are excluded. Rewards post about 8–12 weeks after qualification, potentially in installments; the account must not be closed or past due when they post. Card-delivery/merchant-submission delays may shorten the period; insufficient credit may require a payment first. Abuse or returns used to obtain rewards may result in reclaimed rewards and account closure. Previous holders of BCP, Morgan Stanley BCP or earlier versions may be ineligible. Amex also considers balance transfers, account-opening/closing and cardholding history. You will be notified of welcome-offer ineligibility before the application is processed and may withdraw. This offer is only for this advertising channel, is nontransferable, may differ from other channels and may be changed/withdrawn at any time. This source lists no fixed end date.
Past-year welcome offer history and recorded ranges
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View past-year welcome offer details5 records
In 2026/2, the official public maximum became a personalized offer of up to $300. In 2026/5–7, the Morgan Stanley partner channel offered a limited-time $350 promotion with the first-year fee waived. Referral channels also reported offers of up to $350 several times in 2026 (YMMV). Approval for $300 through the official website or $350 through a dedicated channel represents a particularly favorable recent opportunity.
| Period | Welcome offer | Spending requirement | Status and notes |
|---|---|---|---|
| 2025/09/14–2026/02 | $250 cash-back statement credit | $3,000 in the first 6 months | Fixed public offer: $250 cash back after $3,000 in spending within the first 6 months. |
| 2026/02–2026/05/07 | Up to $300 in cash-back statement credits | $3,000 in the first 6 months | From 2026/2, the official website switched to personalized offers, with the public maximum increased to $300, not guaranteed, after $3,000 in spending within the first 6 months. |
| 2026/05/08–2026/07/08 | Up to $350 in cash-back statement credits (first-year fee waived) | $3,000 in the first 6 months | The Morgan Stanley / E*TRADE partner channel offered a limited-time increase to $350 and waived the first-year $95 fee. Referral channels also reported offers of up to $350 several times during that period (YMMV). |
| 2026/07/09–2026/08 | Up to $300 in cash-back statement credits | $3,000 in the first 6 months | The partner promotion ended and returned to its standard offer. Official Direct and Referral channels maintained personalized offers of up to $300. |
| 2026/09/01–present (browsing as of )Original record: 2026/09/01–2026/09/13 (recorded check date)Current record | Up to $300 in cash-back statement credits | $3,000 in the first 6 months | Current offer: personalized offers of up to $300 on the official website, with Referral channels continuing to report up to $350. Spend $3,000 within the first 6 months; the first-year fee is waived. |
Amex BCP cash-back estimator
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Why is BCP regarded as a leading grocery cash-back card?
| Benefit | Amex BCP | Typical cash-back card (1.5%) |
|---|---|---|
| Welcome reward | ✓ Up to $300 cash back + first-year fee waived (save $95) | ✗ Typically around $150 cash back |
| Supermarket rewards | ✓ Up to 6% cash back (up to $360 annually) | ✗ Only 1.5% cash back |
| Audio and video streaming | ✓ Unlimited 6% cash back on Netflix, Spotify and other eligible services | ✗ Only 1.5% cash back |
| Gas and everyday transit | ✓ 3% cash back on gas, subways, Uber and tolls | ✗ Only 1.5% cash back |
| Disney streaming credit | ✓ Up to $120 annually in subscription credits ($10 per month) | ✗ No subscription credits |
Rewards and everyday benefits
- 6% Cash Back at U.S. SupermarketsEligible net purchases at U.S. supermarkets earn 6% on the first $6,000 each calendar year, then 1%. Superstores, convenience stores, warehouse clubs and meal-kit deliveries are not classified as supermarkets. Merchant classification applies.
- 6% Cash Back on Select U.S. Streaming SubscriptionsEligible subscriptions from select U.S. streaming providers earn 6%. Subscriptions bundled with other services or billed through third-party platforms, telecom or internet providers may not qualify for the bonus rate.
- 3% Cash Back on U.S. Gas Stations & TransitEligible gasoline purchases at U.S. gas stations and eligible transit earn 3%. Gasoline sold by superstores, supermarkets and warehouse stores is not classified as gas-station spending. Transit includes public transportation, taxis/rideshares, parking and tolls, but excludes flights, rental cars and cruises.
- 1% Cash Back on All Other PurchasesOther eligible net purchases earn 1%. Refunds and credits are deducted. Fees, interest, balance transfers, cash advances, travelers checks, prepaid cards, gift cards and other cash-equivalent transactions, and person-to-person transfers earn no rewards. No rewards are earned for a billing period if the minimum payment is not paid in full on time. Insufficient third-party payment data may prevent identification of bonus categories.
- $120 Disney Streaming CreditEnroll first, then pay with this card directly on the U.S. websites DisneyPlus.com, Hulu.com or Stream.ESPN.com for eligible subscriptions, including bundles. Receive up to $10 in monthly statement credits, up to $120 annually. Subscriptions renew automatically; this is not an unconditional monthly cash payment.
- Flexible Cash Back RedemptionCash back is issued as Reward Dollars, redeemable as a statement credit or at Amazon.com checkout.
- Car Rental Loss and Damage InsuranceRental collision coverage: includes secondary rental coverage (CDW) for theft or collision involving noncommercial rentals. Optional paid enrollment in Premium Car Rental Protection can provide primary coverage.
- 0% Intro APR for 12 MonthsPurchases and balance transfers receive 0% interest for the first 12 months after account opening, offering an extended period for large purchases and financing.
- Purchase ProtectionPurchase protection: eligible purchases may qualify for reimbursement for theft or accidental damage within 90 days of purchase, subject to terms; ordinary loss is excluded. Limits are $1,000 per item and $50,000 per card per calendar year, with $500 per event for natural disasters. Eligible payment amounts, replacement costs and exclusions also apply. Not all purchases are covered.
- Extended WarrantyExtended warranty: the original written manufacturer warranty must be valid in the United States. The original warranty and applicable service contracts combined must not exceed 60 months. Eligible purchases may receive up to 12 additional months, with limits of $10,000 per item and $50,000 per card per calendar year. Payment amounts, replacement costs and exclusions apply. This is not general accidental-damage coverage. Separate duration rules apply if the original warranty or service contract ends early.
- Venue Collection & Amex Special Ticket AccessAccess event ticket presales and dedicated entry or dining discounts at selected stadiums. Eligible purchases may receive a 10% credit, up to $250 annually.
Important considerations
- 2.7% Foreign Transaction FeeThis card does not waive foreign transaction fees. Purchases at physical stores outside the United States or on international websites using non-U.S.-dollar settlement incur a 2.7% fee. Use of this card is recommended only for U.S. spending.
