Blue Cash Everyday® Card from American Express
American Express Blue Cash Everyday CardThis advertising channel: $200 Reward Dollars welcome offer
Make $2,000 in eligible net purchases within 6 months from account opening. Reward Dollars may be redeemed for statement credits or used at Amazon checkout; they are not a cash deposit into a bank account. Eligible net purchases on primary and additional cards are combined, but only the primary cardholder receives the reward. Refunds are deducted; fees, interest, cash advances, travelers checks, prepaid cards, gift cards, person-to-person transfers and cash equivalents are excluded. Rewards post about 8–12 weeks after qualification, potentially in installments; the account must not be closed or past due when they post. Card-delivery/merchant-submission delays may shorten the period; insufficient credit may require a payment first. Abuse or returns used to obtain rewards may result in reclaimed rewards and account closure. Previous holders of BCE, Cash Magnet, BCP, Morgan Stanley BCP or earlier versions may be ineligible. Amex also considers balance transfers, account-opening/closing and cardholding history. You will be notified of welcome-offer ineligibility before the application is processed and may withdraw. This offer is only for this advertising channel, is nontransferable, may differ from other channels and may be changed/withdrawn at any time. This source lists no fixed end date.
Past-year welcome offer history and recorded ranges
Browsing date (your device): . The browsing date is not a new verification date. Entries below retain their original recorded dates.
View past-year welcome offer details3 records
Over the past 365 days, the nominal maximum reward remained $200 after $2,000 in spending within 6 months. In 2026/2, the fixed public reward changed to a personalized offer (Apply and find out). The maximum remained $200 but is not guaranteed. The nominal ceiling is unchanged, making any time suitable to apply.
| Period | Welcome offer | Spending requirement | Status and notes |
|---|---|---|---|
| 2025/09/14–2026/02 | $200 cash-back statement credit | $2,000 in the first 6 months | Fixed public offer: $200 cash back after $2,000 in spending within the first 6 months. |
| 2026/02–2026/08 | Up to $200 in cash-back statement credits | $2,000 in the first 6 months | From 2026/2, offers became personalized (Apply and find out). The welcome offer is shown after approval: up to $200, not guaranteed for everyone, after $2,000 in spending within the first 6 months. |
| 2026/09/01–present (browsing as of )Original record: 2026/09/01–2026/09/13 (recorded check date)Current record | Up to $200 in cash-back statement credits | $2,000 in the first 6 months | Current standard: personalized offer of up to $200 after $2,000 in spending within the first 6 months. |
Amex BCE cash-back estimator
Adjust the sliders to estimate annual cash back, accounting for the annual $6,000 spending cap on 3% rewards:
JavaScript is disabled, so interactive estimates are unavailable. Card conditions and benefits remain readable.
Why make this no-annual-fee card a wallet staple?
| Benefit | Amex BCE | Typical cash-back card (1.5%) |
|---|---|---|
| Welcome offer | ✓ $200 after meeting the requirement (a strong offer for a no-annual-fee card) | ✗ Typically around $100 – $150 cash back |
| Cash back on everyday essentials | ✓ 3% cash back on supermarkets, online retail and gas | ✗ Flat 1.5% cash back |
| Disney streaming credit | ✓ Up to $84 annually in subscription credits | ✗ No subscription credits |
| Home Chef meal delivery | ✓ Up to $180 annually in subscription credits | ✗ No meal-delivery credits |
| Introductory interest-free financing | ✓ 0% interest for the first 15 months (useful for large purchases) | ✗ Usually no interest-free period or only 12 months |
Rewards and everyday benefits
- 3% Cash Back at U.S. SupermarketsEligible net purchases at U.S. supermarkets earn 3% on the first $6,000 each calendar year, then 1%. Superstores, convenience stores, warehouse clubs and meal-kit deliveries are not classified as supermarkets. Merchant classification applies.
- 3% Cash Back on U.S. Online Retail PurchasesEligible U.S. online retail net purchases earn 3% on a separate first $6,000 each calendar year, then 1%. Dining, supermarkets, gasoline, auto dealers, travel, entertainment and other services are excluded; not all online purchases qualify.
- 3% Cash Back at U.S. Gas StationsEligible gasoline net purchases at U.S. gas stations earn 3% on a separate first $6,000 each calendar year, then 1%. Gasoline sold by superstores, supermarkets or warehouse stores does not qualify for the gas-station bonus. General transportation does not receive this rate.
- 1% Cash Back on Other PurchasesOther eligible net purchases earn 1%. Refunds and credits are deducted. Fees, interest, balance transfers, cash advances, travelers checks, prepaid cards, gift cards and other cash-equivalent transactions, and person-to-person transfers earn no rewards. No rewards are earned for a billing period if the minimum payment is not paid in full on time. Insufficient third-party payment data may prevent identification of bonus categories.
- $84 Disney Bundle CreditEnroll first, then pay with this card directly on the U.S. websites DisneyPlus.com, Hulu.com or Stream.ESPN.com for eligible subscriptions, including bundles. Receive up to $7 in monthly statement credits, up to $84 annually. Subscriptions renew automatically; this is not an unconditional monthly cash payment.
- $180 Home Chef CreditReceive up to $15 per month in credits for Home Chef meal-delivery subscriptions, up to $180 annually. Enrollment is required.
- Flexible Cash Back RedemptionAll cash back is issued as Reward Dollars, redeemable as a statement credit or at Amazon.com checkout.
- Car Rental Loss and Damage InsuranceRental collision coverage: includes secondary rental coverage (CDW) for theft or collision involving noncommercial rentals. Optional paid enrollment in Premium Car Rental Protection can provide primary coverage.
- 0% Intro APR for 15 MonthsPurchases and balance transfers receive 0% interest for the first 15 months after account opening, offering an extended period for large purchases and flexible financing.
- Purchase ProtectionPurchase protection: eligible purchases may qualify for reimbursement for theft or accidental damage within 90 days of purchase, subject to terms; ordinary loss is excluded. Limits are $1,000 per item and $50,000 per card per calendar year, with $500 per event for natural disasters. Eligible payment amounts, replacement costs and exclusions also apply. Not all purchases are covered.
- Extended WarrantyExtended warranty has not been confirmed for this card and is not listed as a confirmed benefit. Blue Cash Everyday does not appear on the official extended-warranty card list. Call the service number on the back of the card to confirm whether an individual account qualifies.
- Venue Collection & Amex Special Ticket AccessAccess event ticket presales and dedicated entry or dining discounts at selected stadiums. Eligible purchases may receive a 10% credit, up to $250 annually.
Important considerations
- 2.7% Foreign Transaction FeeThis card does not waive foreign transaction fees. Purchases at physical stores outside the United States or on international websites using non-U.S.-dollar settlement incur a 2.7% fee. Use of this card is recommended only for U.S. spending.
